We have many writers for whom every new story in Composer is going to have many of the same attributes. It would be convenient if those writers could begin a new story with all of the repetitive stuff pre-filled in.
EDITED TO ADD: Not a universal template that is accessible to everybody. I know those exist, and they're useful. But there is no point in having dozens of writer-specific templates in the system when only that one writer needs to access them.
Example: Let's say I'm a politics writer that only ever writes about breaking news about the Texas Legislature. My template would have:
Story Tags: Texas Legislature
|Categories||User Workflow, New Functionality|